Side-by-side comparison of funding range, qualification requirements, speed, and documentation. All competitor facts cited from Credibly's publicly stated requirements as of May 2026.
| Criteria | California Business Loans | Credibly |
|---|---|---|
| Funding range / Maximum | Up to $5,000,000 | $400,000 working capital / $5M SBA |
| Minimum monthly revenue | $10,000/mo | $15,000/mo |
| Minimum credit score | FICO 500+ | FICO 500+ |
| Minimum time in business | 6 months | 6 months |
| Speed to funding | 24 hours | Same-day to 48 hours |
| Documentation required | 3 months bank statements | 3 months bank statements |
| Collateral required | Not required | Not required for working capital |
| Products offered | Working Capital, LOC, Equipment, Term Loans, Revenue-Based, SBA | Working capital, business expansion, MCA, SBA |
Credibly is a small business lender offering working capital, business expansion loans, MCA, and SBA loans.
Source: https://www.credibly.com
5-minute application. Soft credit pull (no impact). Decision in hours, funded in 4.
Apply Now →Comparison facts about Credibly are sourced from https://www.credibly.com and other publicly available materials as of May 2026. Information may have changed since publication. Credibly is a registered trademark of its respective owner; this page is an independent comparison and is not affiliated with or endorsed by Credibly. Loan terms, rates, and approval criteria for California Business Loans vary by application and underwriting; see /apply/ for live qualification.
Business funding specialists across the United States